Health Insurance Basics

Navigate coverage types, costs, and network rules to make confident choices.

Coverage Essentials

Understand the terms that affect your costs

Plan Types

  • HMO, PPO, EPO, POS overview
  • In‑network vs out‑of‑network
  • Referral requirements
  • Preventive care coverage
Check Your Plan

Costs

  • Premiums, deductibles, copays
  • Coinsurance and OOP maximums
  • Prior authorization rules
  • Estimating procedure costs
Estimate Costs

Benefits

  • Telehealth and mental health
  • Nutrition and wellness services
  • Emergency and urgent care
  • Chronic condition support
See Our Services

Related Guides

Maximize your coverage with these topics

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